Payroll in Nigeria, without the spreadsheet.
In Nigeria, the rules for PAYE and pension are kept as dated, double-checked records, so each payslip is right, and stays right.
What Payloom does in Nigeria
- Works out
- PAYE
- Pension
- Payslips
- In English, and each employee reads theirs online
- Pays people with
- A sheet filled in for your bank's upload template
- Official forms
- Form H1 for the FCT
- PAYE split by state
- Pension schedule
- NSITF schedule
- Withholding schedule for contractors
- Your accounts
- A journal entry for every run, ready for your ledger
- Also included
- Leave, expense claims and contractors, in the same place as payroll
Core, for 15 people in Nigeria
NGN 27,500.00 a month
NGN 5,000.00 base plus NGN 1,500.00 for each person. Free for up to 5 people.
See pricingA real Nigeria payslip
NGN 604,620.00
Take-home on NGN 800,000.00 a month: contributions 84,000.00, tax 111,380.00. The employer pays 88,000.00 on top. Figures from the engine itself, not marketing copy.
Open the Nigeria calculatorWhat payroll in Nigeria is really costing you
The subscription is the smallest part of what payroll costs. The rest is hours, risk, and records nobody can find.
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A new tax act, and PAYE that belongs to a state.
PAYE is worked out on the Nigeria Tax Act 2025 bands, and it goes to the state where each employee lived at the start of the year, not where the company sits. Payloom keeps that state for the whole year, even when someone moves.
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Hours every month.
Someone rebuilds the month by hand, checks it against last month and fixes what changed. On Payloom one calculation produces the payslips, the payment file and the accounts entry.
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Three places holding the truth.
A spreadsheet, a bureau and a vendor each keep part of the record. Payloom keeps every run and every payslip in one place, and you can export it at any time.
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Questions nobody can answer later.
Why was March's tax that figure? Payloom can re-run any past month, years later, and get the same numbers, because every payslip records the rate version that priced it.
And what you get back
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Your team checks the month instead of rebuilding it.
The hours that went into payroll go back into the work that grows the business.
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Bureaus and accountants take on more clients.
One console across every client, payslips and a portal under your own brand, priced per client.
Add a person once. The engine does the month.
You keep your people up to date. Each month, Payloom works out pay on the rates in force and produces everything the month needs from that one calculation.
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Add Ama once
Name, salary, bank account. The rates for Nigeria are already loaded.
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Open August
One run per month, so a month can never be paid twice.
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Work it out
On the rates that applied in August, then compared with July before anyone approves it.
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Take the files
The bank sheet, the payslips, the state PAYE, pension and NSITF schedules and an accounts entry.
Move without betting a payday on it
Years of history and a payday that cannot slip are why teams stay where they are. So the move is built to be safe, and we do the heavy part.
We move your data for you, free.
Send us the export from your current system, or the spreadsheet you run payroll in. We load your people, their pay, their bank details and their tax numbers, then go through them with you before your first run.
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Run one month side by side.
Run a month you have already paid on Payloom and compare the two registers line by line. Your current provider still pays everyone that month.
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Or bring your people over yourself.
The import template knows each country's columns, checks every row before anything is saved, and tells you which cell to fix.
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Move one country at a time.
Start with one country and keep the rest where they are until you are ready.
Built to be trusted with payday
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Rates checked first.
Every rate set is checked against the authority's own publications and countersigned by a second person before it can price a real payroll.
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A second pair of eyes.
By default, the person who calculates a run cannot approve it. An owner can let one person do both, and that choice is recorded too.
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Pay data encrypted.
Bank accounts and each person's pay are stored encrypted, so a copy or backup of the database cannot be read on its own.
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Every change recorded.
Who opened a run, which rates it used, who approved it and what came out, kept and impossible to edit afterwards.
Payroll in Nigeria: questions
Does Payloom work out PAYE and pension in Nigeria?
Yes. In Nigeria, the rules for PAYE and pension are kept as dated records, checked against the authority's own publications and countersigned before they price a run. When a rule changes, the new version starts on its own date, and months already paid keep the rules they were paid on.
Which official forms does Payloom produce for Nigeria?
Form H1 for the FCT, PAYE split by state, Pension schedule, NSITF schedule and Withholding schedule for contractors, from the same calculation as the payslips. Payloom produces them ready to submit; you or your agent submit them and pay what is due.
How are people paid in Nigeria?
A sheet filled in for your bank's upload template, written from the same run as the payslips, for your bank to process.
What does Payloom cost in Nigeria?
Free for up to 5 people in one country, for good. On Core, a team of 15 in Nigeria pays NGN 27,500.00 a month: NGN 5,000.00 base plus NGN 1,500.00 for each person. Prices exclude VAT or sales tax where it applies.
Will you move our data from our current system?
Yes, free. Send us the export from your current payroll system, or the spreadsheet you use, and we load your people, their pay, their bank details and their tax numbers, then go through them with you before your first run. If you would rather do it yourself, the import template checks every row before anything is saved.