Calculators · Canada
Canada take-home pay calculator
Start from the take-home you want or the gross you have. Every line is the engine's answer on the rules in force, never an estimate typed into a blog. Figures shown for Canada (Ontario); pick another region below.
A worked example at 6,500.00 gross:
Gross 6,500.00
Deductions 1,602.72
Take-home 4,897.28
Employer cost, on top 517.73
| Basic salary | 6,500.00 |
|---|---|
| CPP pension 5.95% | 369.40 |
| Employment Insurance 1.63% | 105.95 |
| Federal tax | 1,002.77 |
| Ontario tax | 404.94 |
| Federal personal credit | +191.94 |
| Canada employment amount credit | +17.51 |
| Ontario personal credit | +54.66 |
| Ontario CPP and EI credit | +20.87 |
| Ontario health premium | 62.50 |
| CPP and EI credit | +57.86 |
| What the employer pays on top | |
| CPP, employer 5.95% | 369.40 |
| EI, employer 2.28% | 148.33 |
Figures per month. Age: 30 · a + line is a credit in your favour
Why these assumptions
- Age. Drives age-banded rules where they exist (Singapore CPF rates, Dutch AOW status); everywhere else it changes nothing.
Computed by the same engine that runs production payroll, on the rules in force 2026-08-31. Rates are checked against the statutory authority and countersigned before they can price anything.